The free Sinking Funds Workbook
Car repairs, holidays, insurance, gifts, a new phone: they're not surprises, just bills that don't come every month. This workbook turns them into small monthly amounts.
US Letter, print-friendly. Free, and no email or account required.
What's inside
- Known-expense finder
- A prompt list of yearly and occasional costs.
- Monthly amounts
- Each fund's target, due date and monthly deposit.
- Fund tracker
- Twelve months of deposits and spending per fund.
- Account map
- Which account each fund lives in.
- Year-end review
- What to keep, change or add next year.
General educational information, not financial advice.
Want one banking tip a month?
The Nickel Ledger is optional and separate from the download.