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Guides / Avoiding fees

Avoid ATM fees

Use your network, get cash back, or pick a bank that refunds fees.

3 min read

Using another bank's ATM can mean two fees: one from the ATM owner and one from your bank. They add up fast.

How to avoid them

  • Use your bank's app to find in-network or partner ATMs
  • Get cash back with a debit purchase at a grocery store
  • Take out more, less often
  • Choose an account that refunds out-of-network ATM fees if you often need cash

General educational information, not financial advice. Rates and fees change; check with your bank or credit union. Nickel Savings isn't paid by any bank or financial company.